2024年7月2日，新加坡國家發展部長李智陞在國會書面答覆宏茂橋集選區議員娜蒂雅有關學生和工作狀態的夫婦如何根據推遲收入評估計劃申請建屋局購屋資格通知書的問題。

以下內容為新加坡眼根據國會英文資料翻譯整理：

娜蒂雅（宏茂橋集選區議員）女士詢問國家發展部長：

(a) 當申請夫婦中的一方仍在學習而另一方已工作超過 12 個月時，建屋局在考慮根據延期收入評估計劃申請建屋局購屋資格通知書 (HFE) 時是否可以更加靈活？

(b) 建屋局使用什麼標準來決定是否批准此類案件？

李智陞（國家發展部長）先生：如果年輕夫婦雙方在過去 12 個月內都是全日制學生或國民服役人員，則沒有資格申請額外安居津貼（Enhanced CPF Housing Grant，簡稱EHG），該津貼要求家庭在申請建屋局 (HDB) 購屋資格 通知書(HFE) 之前必須連續工作12個月。因此，我們允許他們先申請組屋，並推遲他們的收入評估，讓他們有時間進入連續就業狀態，然後再評估他們是否有資格獲得額外安居津貼（EHG）。如果夫妻中有一方在購屋資格通知書(HFE)申請前12個月已工作，則他們已經符合額外安居津貼（EHG）資格，因此無需推遲收入評估。

如果年輕夫婦在購房時需要財務建議，可向建屋局尋求幫助。

以下是英文質詢內容：

Ms Nadia Ahmad Samdin asked the Minister for National Development (a) whether HDB can exercise more flexibility when considering applications for the HDB flat eligibility (HFE) letter under the deferred income assessment scheme, when one of the two parties of the applying couple is still studying while the other has been working for more than 12 months; and (b) what criteria does the HDB use in deciding whether to approve such cases.

Mr Desmond Lee: Young couples where both parties were full-time students or National Servicemen in the last 12 months are not eligible for the Enhanced Central Provident Fund Housing Grant (EHG), which requires 12 months of continuous employment prior to a household's Housing and Development Board (HDB) Flat Eligibility (HFE) letter application. We, therefore, allow them to apply for a flat first and defer their income assessment to give them time to enter into continuous employment, before their eligibility for EHG is assessed. Couples with one party already working for the last 12 months before their HFE letter application can already qualify for the EHG and, therefore, need not defer their income assessment.

Young couples who need financial advice on their flat purchase may approach HDB for assistance.

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